Luck Is Luck

In some ways the ability to stretch your buying power in time of need is an art. Making sure your suppliers are willing to send you the things you need even when you are a little behind while still getting the best price is important. And even if you are not behind it is always […]

Since my wife and I are contemplating on having a child of our own, budgeting and planning are crucial before we can finalize our decision. Careful study of all income and expenses will lead to a solid cash flow management system that should allow us not just to spend our money on necessities alone […]

Since my husband and I had children, we barely can put money on our savings account. The two kids’ expenses are so huge, not to mention emergency situations, that our budget becomes tighter and tighter each day. And with the increase in the cost of basic necessities, what more can you expect? No regrets though, […]